Whether you are thinking about switching cellular carriers, or if you are making a first decision about which cell phone plan to choose, your head is probably swimming.  There are so many plans to choose from, including those with standard carriers, like Verizon and AT&T, and with prepaid cell phone plans like Jitterbug, TracFone, and more.  Depending on where you live, you might have local cell phone carriers to choose from, as well.

Before making this important decision, there are some things besides that one most obvious factor – cost – to consider.  Here are five of the most important considerations to keep in mind as you make that choice.

How Do You Plan to Use Your Phone?

The first thing to consider is this:  how do you plan to use your cell phone?  Will it be your primary means of communication?  Or will it be a simple accessory, used only rarely?  Do you plan to use your phone to access the internet from time to time, or even use the wireless internet signal to access the internet from your laptop or PC?  These are all things to consider.

If you are planning to use your new cell phone as a simple means of communication while you are out doing errands, then you will probably find a simple flip phone without a lot of extras perfectly suitable.  If, on the other hand, you plan to use your phone as a camera, GPS unit, and main means of staying connected from wherever you might be at the moment, then you’re going to want a high quality smartphone.

Will You Need Multiple Lines?

If you have a spouse, kids, or other family members who need to be included on your new cell phone plan, think about what each of those people will need from the plan.  The best cellular carriers offer a wide variety of options and can help you tailor a plan to suit your needs perfectly.  Look for a carrier that offers flexibility, and if your requirements tend to change frequently, consider working with prepaid cellular plans.  If you have a business, be sure to choose an appropriately flexible corporate cellular plan.

Could You Qualify For a Free Government Cell Phone?

Many senior citizens, military members, and people who receive public assistance or publicly funded pensions are eligible for free government cell phones or deeply discounted cell phones and cell phone plans.  If you think you may qualify for a plan like this, research your options before making a decision.

What Kind of Coverage Will Work Best For You?

Do you travel a lot, or do you stay in your hometown most of the time?  Do you travel internationally when you leave town, or do you stay in the United States or Canada?  Part of the convenience of owning a mobile phone is having the ability to make and receive calls whenever you want to, particularly if you travel frequently.  If you travel often, be sure to choose a cell phone plan that includes the kind of coverage you need.

What Do You Want From Your Cell Phone Plan?

Last, but not least, what do you want from your cell phone and your cell phone plan?  Think carefully before you make a final decision, and be sure not to make an impulsive decision.  You’ll be glad you took the time to consider your options before deciding!